Wednesday, 5 August 2015

Is "Eating Out" the main reason why you cannot save money? No need to panic because you're not alone. Probably the most common piece of personal finance advice out there is to save money by avoiding restaurants. It sounds so simple: just don’t eat out and cook at home. Here are some suggestions that can help you if you find it difficult to avoid the temptation to eat out.

1. Think about why you like to go out to eat. Is the food more delicious than you can make at home? Do you enjoy the convenience? Are you too tired at the end of the day? Do you find it difficult to cook at home because of a lack of organization and planning? Is it peer pressure? If you know more about why you like to eat out, it will be easier to find a solution that meets your needs.

2. Try thinking about the little negatives that come with going out to eat the next time you are tempted to stop in and grab a bite. Perhaps you don’t like the noise in restaurants or having to wait for the server to get you another glass of water when you’re thirsty. It can be a hassle to find parking and by the time you’re done half the night is gone. Maybe you always get heartburn or feel stressed about getting back to the office in time.

Take note of the obvious too: restaurants cost a lot of money, the food is often less healthy than homemade and the portions are too large. 

3. Be creative in finding a way to eat home cooked food that works with your schedule, preferences and habits, not against it. Restaurant food is delicious but remember that they generally use much more fat, salt and sugar than we do at home. The more you get used to the more subtle flavors of home cooking, the less you’ll crave your favorite restaurant dishes.

4. Take care of yourself. If you’re not getting enough sleep and working too hard, then it’s going to be difficult for you to find the willpower to resist the temptation to eat out and to have the energy to make smart food choices. Many times we look at eating in a restaurant as a small treat for ourselves or a respite from our responsibilities. We don’t have to cook, serve or clean up or do much else besides say our order and pay the bill.

5. Remember that it’s still okay to go to restaurants. Just in a way that fits into your goals for spending and healthy eating. Knowing that it’s not completely off limits can make it easier to delay gratification.

You’ll get more satisfaction if you choose places that are memorable and offer you a new experience. Don’t settle for eating over-priced reheated food at mediocre restaurants for an inflated price.
 

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