Insurance is all about having money when you need it the most. The important thing is to ensure that whatever happens to you, your family must be able to continue to survive financially.
The lukewarm attitude Filipinos have towards life insurance is partly an off-shoot of the collapse of the pre-need industry, which brought a negative perception on the life insurance industry. Most Filipinos do not differentiate between pre-need and life insurance products due to some similarities of the two.
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