Tuesday, 4 March 2014

You’ve gotten this far in your career because you’ve left nothing to chance. Then why haven’t you still gotten yourself protected against critical illness.

Critical illness cover  is a type of insurance that should pay out a lump sum if you are diagnosed with a life-threatening illness such as cancer or heart disease. Sunlife offers flexible critical illness insurance product that provides you with a one-time, lump sum benefit at a critical time in your life. How you use it is up to you-to pay a lump sum off your mortgage, enable you to stop working, or buy private medical care. It can provide cash to allow people to pursue a less stressful lifestyle while they recover from illness.

For single people with no dependents, critical illness cover that pays off the mortgage is more important than having life cover, as it means you have fewer bills or a lump sum to play with if you are very unwell. 
The list of Critical Illnesses and those requiring surgery include:




But it can also be useful if you are part of a couple. It provides a welcome financial boost at a time of emotional stress and financial hardship.
Critical illness is relatively cheap. It also pays to start young when premiums will be relatively cheap, rather than leaving it until later in life when the price of cover will start to rise substantially and who know you are not anymore be approved.

As one underwriter said "Critical illness and life policies are the type of policy nobody wishes to 
need to claim against, yet evidence shows that these are vitally important policies that can support families and secure their financial wellbeing during the worst of times."


Don’t’ risk everything you’ve worked so hard for by leaving yourself unprotected.

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