With less than just 2% of the Philippine population actually bought Life Insurance (another 10% are covered by their companies), we've listed 3 common misconceptions about buying it.
Objections:
1. No Need.
2. No Money.
3. No Hurry.
To better understand Life Insurance, we will explain why you should actually have a Life Insurance even if you have these excuses:
1. No Need - When you say no need, you might think you are healthy, you are earning, and you think you can well provide for your family, the truth is There is a need to protect yourself from unforeseen risks and If you have dependents, there is a need to protect your income.
2. No Money - 'I don't have the money now', 'It's an unnecessary expense', are the common excuses that people have when presented with life insurance. Again, truth is premiums for life insurance doesn't have to be expensive, some of them are actually very affordable. Most premium can actually be paid in term let's say quarterly or even monthly. Whereas if you don't have an insurance and you suddenly things turn bad (accident, sickness), the amount of money that you will pay for the hospital bills are just huge.
3. No Hurry - Especially for young people and single, you might think you don't have to hurry in buying a Life Insurance. Well, think again. Eventually you will get married and it is always cheaper to buy a life insurance WHILE you are still young. You might not need it now, but the need will come later on. And if you think you are healthy enough that you don't need an insurance have to consider people who were actually healthy but suddenly accident or even sickness may happen - you need an insurance to cover this.
Objections:
1. No Need.
2. No Money.
3. No Hurry.
To better understand Life Insurance, we will explain why you should actually have a Life Insurance even if you have these excuses:
1. No Need - When you say no need, you might think you are healthy, you are earning, and you think you can well provide for your family, the truth is There is a need to protect yourself from unforeseen risks and If you have dependents, there is a need to protect your income.
2. No Money - 'I don't have the money now', 'It's an unnecessary expense', are the common excuses that people have when presented with life insurance. Again, truth is premiums for life insurance doesn't have to be expensive, some of them are actually very affordable. Most premium can actually be paid in term let's say quarterly or even monthly. Whereas if you don't have an insurance and you suddenly things turn bad (accident, sickness), the amount of money that you will pay for the hospital bills are just huge.
3. No Hurry - Especially for young people and single, you might think you don't have to hurry in buying a Life Insurance. Well, think again. Eventually you will get married and it is always cheaper to buy a life insurance WHILE you are still young. You might not need it now, but the need will come later on. And if you think you are healthy enough that you don't need an insurance have to consider people who were actually healthy but suddenly accident or even sickness may happen - you need an insurance to cover this.
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